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Loan Account

The types of loans we offer

The Interest rates on loans have been revised with effect from 05.08.2014 as given below:

Sl Type Of Advance/ Loan Rate of Interest for Other Borrowers Rate of interest for borrowers with no default in previous loan
1 Unsecured Salary Loan 19.75% 18.75%
2 Vehicle Loan (New) 16.00% 15.00%
3 Vehicle Loan (Second hand) 17.50% 17.50%
4 Education Loan (Secured) 15.00% 14.00%
5 Education Loan (Unsecured) 19.75% 18.75%
6 Business Loan (Secured) 16.00% 15.00%
7 Small Business Loan (Unsecured) 19.75% 18.75%
8 Taxi Operators Loan 16.50% 16.00%
8 Housing Loan 15.50% 15.00%
9 Gold Loan 14.50% 14.50%
10 Secured Term Loan 16.50% 15.50%
11 Unsecured Term Loan 19.75% 18.75%
12 OD Secured 18.00% 17.00%
13 OD Unsecured (Max. Rs.100000/-) 19.75% 18.75%
14

Secured Salary Loan
(Service more than 5 yrs)

15.00%  
15

Secured Salary Loan
(Service less than 5 yrs)

15.50%  

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